Homeowners insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.
Your home insurance covers against:
Loss or damage to building and contents as a result of fire, lightning, thunderbolt, earthquake or volcanic eruption, explosion, riot and strike, aircraft or other aerial device or any article dropped there from, bursting or overflowing of a water tank apparatus or pipe, theft accompanied by actual forcible and violent breaking into, or out of, the buildings (burglary)Impact on the buildings by any road vehicle or animal not belonging to the insured or any member of his family normally residing with him, storm or tempest, expense of alternative accommodation and loss of rent.
